State Health Insurance Program (SHIP)

SHIP is Alabama’s State Health Insurance Assistance Program. SHIP counselors and volunteers are committed to helping participants make informed choices regarding health insurance benefits. Counselors and volunteers are not affiliated with any insurance company and will not attempt to sell insurance. All counseling records are strictly confidential.

SHIP is a trusted source for information about Medicare, related health insurance, and low-income resources. SHIP counselors can help participants know and understand their insurance options.

WHAT CAN SHIP DO FOR YOU?

  • SHIP can help you understand Medicare benefits.
  • SHIP can help you determine which Medicare Prescription Drug Plan best fits your needs.
  • SHIP can answer your questions about Medigap, long-term care insurance policies, and other health insurance programs for seniors.
  • SHIP can assist Medicare beneficiaries in specific areas such as home health benefits, Medicare claims and appeals, and other similar issues.
  • SHIP can provide details about benefits available in your area and refer you to other helpful programs.

SHIP provides FREE education, counseling, and information concerning:

  • Medicare
  • Medicare supplements
  • Medicare savings programs
  • Medicaid
  • Prescription drugs
  • Plan comparisons
  • Billing & claims
  • Rights & protections
  • Long-term care